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  Mortgage LendersAtlanta.com  
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  HOME ABOUT US FAQ RESOURCE CENTER CONTACT US LOCATE MORTGAGE LENDERS November 20, 2008
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Mortage Terms


  > HELP Homebuyer Education Learning Program
An educational program from the FHA that counsels people about the homebuying process HELP covers topics like budgeting finding a home getting a loan and home maintenance in most cases completion of the program may entitle the homebuyer to a reduced initial FHA mortgage insurance premium-from 2.25% to 1.75% of the home purchase price.
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  > Offer
Indication by a potential buyer of a willingness to purchase a home at a specific price generally put forth in writing.
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  > Appraisal
A document that gives an estimate of a propertys fair market value an appraisal is generally required by a lender before loan approval to ensure that the mortgage loan amount is not more than the value of the property.
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Did You Know?    
 
 
Combat Unlawful Practices In Lending
The FTC sued First Alliance Brian Chisick and Sarah Chisick in October 2000. In May 2001 the federal district court consolidated the FTC's October 2000 complaint with complaints that were previously filed by the states AARP and the private parties against First Alliance Brian and Sarah Chisick and certain First Alliance employees. The complaints were filed as part of the FTC's states' and AARP's continuing effort to combat unlawful practices in the lending industry.

 

 
   Welcome to Mortgage Lenders Atlanta. com
Buying a house is one of the most exciting decisions people make during life. Looking for the first new home is a joyful journey and at the same time the beginning of the hunt for loans and a good, qualified mortgage lender.

If you are in need of a mortgage or if you would like to speak to a qualified Atlanta mortgage lender, contact us today

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Contact different lenders and brokers for the best prices

Most people take out a mortgage during their life in order to buy or refinance a home, to make improvements to the property or to consolidate debts. In order to find the best mortgage it is recommended to contact several lenders and collect information. Home loans, for example, are available from several types of lenders:

• Thrift Institutions
• Commercial Banks
• Mortgage Companies
• Credit Unions

These different lenders will probably quote you different prices and shopping around for the best mortgage could save you a considerable amount of money. Mortgage brokers will assist you with the arrangements for transactions and they will contact different mortgage lenders as well so that you can choose from an array of mortgage offers.

 
Economic Condition of Households in Georgia    
 
 
United States Rating Average In The Year Of 2000: Pay Per Job, Per Household Income, And Homeownership Rates. in Georgia
Mean Average pay per job 2000 34,182
Rank 18
median household income 1998 to 2000* 41,482
rank 24
per capita income 2000 $27,790
rank 24
home ownership rates 2000 69.8%
rank 30

Source: utah.gov
 

Obtaining important cost information

Before signing anything, you should be completely clear about any down payments or other costs that are involved in the loan. Simply knowing the monthly payment won't suffice. Consider the following terms when it comes to your mortgage loan:

  • Rates
  • Points
  • Fees

If you are currently in need of a loan, if you have any questions regarding mortgage lenders or if you would like to speak to a qualified Atlanta mortgage lender, contact us today

Contact our Atlanta Mortgage Lenders


If you live in the following cities and need a mortgage lender you should contact our Atlanta mortgage lender as soon as possible:

  • Acworth
  • Albany
  • Alpharetta
  • Athens
  • Atlanta
  • Augusta
  • Columbus
  • Cumming
  • Dalton
  • Decatur
  • Douglasville
  • Duluth
  • Griffin
  • Hephzibah
  • Hinesville
  • Jonesboro
  • Kennesaw
  • Lawrenceville
  • Lilburn
  • Lithonia
  • Loganville
  • Marietta
  • Milledgeville
  • Moultrie
  • Newnan
  • Norcross
  • Powder Springs
  • Ringgold
  • Rome
  • Roswell
  • Savannah
  • Smyrna
  • Stockbridge
  • Stone Mountain
  • Suwanee
  • Tifton
  • Warner Robins
  • Woodstock
       
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Atlanta Audio & Video    
 
  Brokers Urge New Scale For Jumbo Mortgages
Audio, RM, 48 Kbps, 2:58:00 AM, 8/19/2005

Reporter Scott Horsley reports on federally sponsored underwriters Fannie Mae and Freddie Mac back mortgages up to $369,000. Without federal underwriting, home buyers pay a higher interest rate.
Source: National Public Radio
 
 
Atlanta External Sites    
 
 

HUD Termination of Lenders' Approval
Georgia State Mortgage Inc. 1395 Iris Drive Ste 201 Conyers, GA 30013, Atlanta, GA, 3/24/2005, Atlanta. Global Financial Services, 172 West St. Annap

 


Legal Disclaimers
The information provided on Mortgage Lenders Atlanta.com is not intended to be mortgage advice, but merely conveys general information related to mortgage issues commonly encountered.

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